120-Day Money-Back Guarantee

Your Credit Score Shouldn't Hold You Back.

Work directly with me to improve your credit profile and position yourself for approvals — apartments, auto loans, home mortgages, business funding.

Get Your Free Analysis → DM @PRESIFIXEDMYCREDIT_ with SCORE
BEFORE 582 Denied
AFTER 718 Approved

What I Do

Credit repair that actually moves the needle.

I work with people who have low credit, collections, charge-offs, repossessions, and late payments — and I help them get approved for the things they need. Not a call center. Not a big firm. Just direct, personal work.

Report Analysis

Review of all three bureaus — Equifax, Experian, TransUnion. Identify every item working against you.

Error Dispute

Collections, charge-offs, and late payments that are inaccurate or unverifiable — I file disputes to have them removed.

Personal Roadmap

You know exactly what's broken, what's winnable, and how long it takes. No vague promises.

Approval Positioning

Not just a better score — a better credit position for your specific goal: apartment, auto, home, or business.

Who This Is For

If this sounds familiar, let's talk.

Credit score under 620
Collections or charge-offs
Repossession on record
Denied for an apartment
Business funding seeker

Results

What clients say.

578 → 702

"Denied twice for an apartment before I worked with Chris. Third application went through. He removed three collections I didn't even know were on my report."

— Client, Atlanta GA

541 → 689

"Car dealership told me no. Four months later, approved at 8.9% — not great, but not subprime either. If I'd known about the disputes sooner..."

— Client, Houston TX

612 → 741

"First-time homebuyer program denied me. Chris went through my report, found four items to dispute, and six months later I was pre-approved."

— Client, Charlotte NC

Your rights under the Fair Credit Reporting Act.

You have the right to dispute inaccurate information on your credit report. If an item cannot be verified, it should be removed. If it's outdated, it should be corrected. That's the law — and I use it on your behalf.

FCRA Compliant Process

Free Credit Analysis

No charge to review your report and identify opportunities. You decide whether to move forward.

120-Day Money-Back Guarantee

If you're not satisfied with the work, you get your money back. Results vary, but the guarantee stands.

No Upfront Commitment

Start with the free analysis. See what we find before you decide anything.

120-Day Money-Back Guarantee

If we don't find meaningful opportunities to improve your credit position, or if you're not satisfied with the work — you get your money back. No questions asked.

Your credit report doesn't define you. Your next move does.

Whether you've been denied for an apartment, turned down for a car loan, or just want to be ready when the right opportunity shows up — I can help. Start with a free analysis. No commitment.

Get Your Free Analysis → Book a free call

Or DM @PRESIFIXEDMYCREDIT_ on Instagram with the word SCORE